Insurance built on relationships
Original Insurance Services is an independent insurance brokerage based in Downey, California, helping individuals, families, and businesses find reliable and affordable insurance coverage. Since 1999, we have specialized in Auto Insurance, Home Insurance, Business and Commercial Insurance, Life Insurance, Motorcycle Insurance, and Boat Insurance. As independent insurance brokers, we work with multiple top rated insurance carriers to compare policies and secure the best rates and coverage options for our clients.
Our mission, values & promise
We make insurance simple and transparent by doing the heavy lifting: shopping multiple carriers, explaining coverages in plain language, and advocating for you at claim time.
Clarity over jargon
Plain-language guidance, not insurance speak. We make it easy to understand what you're buying.
Real responsiveness
Local team, not a call center. We answer, we call back, we follow up.
Unbiased options
No brand quotas. We work for you, not one company, so you get honest recommendations.
Claims advocacy
Guidance through the process and follow-up — even after hours if needed.
From a small Downey office to 30+ carrier partners
We opened our doors on Paramount Blvd in Downey in 1999, when the Southeast LA community needed a local broker who would compare options honestly instead of pushing a single company's policies. Over 25 years, we have helped thousands of Downey-area families and businesses find the right coverage for auto, home, life, and commercial needs — including SR-22 filings, no-license auto programs, and commercial fleet policies.
Today we serve clients across California — in English, Spanish, and Arabic — with the same personal service we started with. If you're looking for auto insurance in Downey, our local knowledge of Southeast LA's roads, freeways, and driver profiles means we know which carriers price this market competitively.
Founded
Original Insurance opens in Downey, CA with a mission to offer unbiased, multi-carrier coverage.
Expanded
Carrier network grows significantly. Commercial lines added — general liability, BOP, workers' comp.
Digital
Digital services launch — eID cards, text support, email quotes. Faster than ever.
Thriving
30+ carriers. Thousands of families and businesses served across California, in three languages.
Independent broker vs. single-carrier agent
We work for you, not one insurance company. Here's what that means:
 Us (Broker) | Single-Carrier Agent | |
|---|---|---|
| Carrier options | 30+ carriers | One company only |
| Price comparison | Side-by-side quotes | One price, take it or leave it |
| Advice | Unbiased, for you | Tied to their brand |
| Claims help | We advocate for you | Varies |
| Languages | AR · ES · EN | Usually EN only |
| Switching carriers | Easy — we find better | You start over |
Licenses & Affiliations
Licensed by the California Department of Insurance since 1999, and proud members of local and national industry associations.
CA DOI Licensed
California Dept. of Insurance
IIAB Member
Independent Insurance Agents & Brokers
BBB Accredited
Better Business Bureau
Downey Chamber
Member of Commerce
Ready to work with a real broker?
Get a personalized quote from someone who puts your needs first — compare 30+ carriers in one conversation.
Or call us at (310) 538-8666